With the rise of financial APIs, the concept of programmable finance is now mainstream.
If you're launching a SaaS platform, integrating real-time money flow is now essential.
And in the Australian landscape, there’s one platform built for this future:
**ZNGX**.
How is ZNGX changing the game?
Traditional payment platforms like Stripe or Square:
- Don't let you control merchant lifecycle
- Limit customization
- Lack regulatory flexibility in AU
But with ZNGX:
- You define payout logic
- Embed wallets, payment rails, and transaction logic directly into your platform
- Focus on UX while ZNGX powers the backend
Use cases include:
- Gig platforms embedding split payments & tax logic
- Retail SaaS apps with built-in POS and wallet modules
- Logistics & fuel card apps embedding B2B finance
ZNGX’s architecture:
- REST + GraphQL endpoints
- KYB flows with ABN/ACN, AUSTRAC checks
- Programmable fund flows
- Scheduled, instant, and rule-based disbursements
- AML, sanctions screening, and fraud detection baked in
Instead of plugging into someone else’s flow, ZNGX lets you:
- Define your own transaction rules
- Offer financial products inside your own app
- Launch regulated flows fast
Security and compliance:
- Encrypted vaulting
- AU-hosted cloud
- Regulatory sandbox integration
ZNGX powers:
- Hospitality POS stacks
- Fuel card & fleet finance
- Web3 payments + fiat bridges
Example API flow:
- `POST /onboard` → Verify ABN and sanction lists
- `POST /wallets` → Enable KYC tiering
- `POST /transactions` → Pay out to card/bank
- `POST /rules` → Define logic for fraud, flags, fraud detection api australia routing
- `GET /payouts` → Automate reconciliation
Why ZNGX over other embedded finance platforms?
- AU-first stack
- Faster onboarding than traditional BaaS
- 24/7 AU-based dev support
Already building with a global platform?
- Migrate from `Stripe` in weeks
- Maintain token security
- Preserve webhooks and endpoints via compatibility layer
- Get migration support from real engineers
Start building:
- Test your use case without red tape
- Get live in under 7 days
- Build without fear of regulatory risk
zngx.io = developer-ready embedded finance.
???? [https://zngx.io](https://zngx.io) — Own your stack
Build the infrastructure you control.
Start with ZNGX.